The by Borrow Dye Strategy

A few weeks ago, on the white coat investor podcast, some one submitted a question about the by borrow dye strategy. The idea of it is that while you are in retirement, instead of selling the asset to live on, you would borrow money against it. When you die, your heirs would get a stepped up basis on the entire amount. Andy Todus: I think this has a number of pitfalls if you're using it as a retirement strategy.