Do Banks Get Comfortable?

Most people aren't going to take action or even know what to do until it's way too late. The average person probably doesn't have more than 250 K in cash in an account. So maybe most people wouldn't be harmed by it unless the whole system came crashing down, which FDIC wouldn't stand a chance. But I think that that's a real question longer term as banks get out of the crisis period and they start to explore ways again to increase their returns"