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608 off the plan chaos, should you refinance every 12 months? credit cards for holidays? changing super + more

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The Mortgage Broker Can Tell You the Reward

The biggest trap I've seen over the years, and I kind of shared this story in my first book, Sort Your Money Out as a cautionary tale. It's just a trap where if you are reifying every few years and adding debt from crap you've consumed, you've got an overspending problem. And it, you know, someone's got to be left holding the bag at some point. If you're after personal financial advice, don't get it from a podcast. Instead visit sortyourmoneyout.com for help with your finances.

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