How to Automate Your Savings

This is the easiest and simplest form of saving. You can take this money, the 20% that you're saving on a routine basis every month or fortnight and put it into your mortgage offset account for an instant return which is guaranteed tax free. As long as you do it on a repetitive basis, you're likely to end up further ahead in terms of wealth creation after 30 to 40 years. And consistency is key. So doing this perpetually again and again and again is going to yield excellent results,. hopefully in the long term.