The Most Important Rule of Personal Finance Is Don't Shop When You Really Need It

A good rule of personal finance is Don't shop when you need something Or you're going to pay whatever price is demanded By the person selling it to you Always shop when it's convenient for you to shop And you can get the best deal. Buying things at off-peak prices is usually your best way to get the lowest possible cost But in order for that to work, you have to be thinking ahead about your future needs.