Why a Roth IRA Adds Flexibility

There’s a lot of noise in the investing world, but building wealth doesn’t have to become a second job. In this episode, I share how to invest simply, consistently, and with your family’s future in mind, without stress or constant decision-making.

In today’s episode, I sit down with Blake Edwards from Georgia, who has built an $865,000 net worth by age 31. Blake breaks down how intentional income growth, living below their means, and staying aligned as a couple helped accelerate their wealth. He also shares a transparent look at his family’s assets, approach to generosity, and what generational wealth really means to him beyond the numbers.

I wrap up with a Money Quiz, testing my son Calvin on Stranger Things revenue, compound interest, and the gap between race prizes and investment returns.

If you want real-life inspiration and practical proof that calm, consistent investing works, even with a busy family and W-2 jobs, this episode will encourage you to stay the course and keep moving forward.

Chapters 🎧

0:00 Intro

1:19 Hannah's Question: Getting Started with Investing

11:49 Meet Blake Edwards

12:32 Blake's Motivation for Building Wealth

14:03 Partnership and Shared Values

15:54 Career Trajectory and Income Growth

18:58 Asset Breakdown: Where the Money Is

20:28 Getting Started: The Roth IRA Journey

23:48 Liabilities: The Mortgage Decision

26:14 Generational Wealth and Values

28:31 Future Goals and Dreams

30:04 The Power of Giving

31:25 Advice: Intentionality and Education

33:57 Building Quiet Wealth with W2 Jobs

35:29 Money Quiz: Calvin's Financial Education

Resources 📚

Own Your Time

https://marriagekidsandmoney.com/book

Track Your Spending and Net Worth with Monarch Money

https://marriagekidsandmoney.com/monarchmoney

Coast FIRE Calculator

https://marriagekidsandmoney.com/calculators/coast-fire/

HOW WE MAKE MONEY + DISCLAIMER ⚠️

This show may contain affiliate links or links from our sponsors where we earn a commission, direct payment, or products at no extra cost to you.

Opinions are our own.

Information shared on this podcast is for entertainment purposes only and should not be considered professional financial advice. Always seek the guidance of a licensed financial professional for your specific situation.

Marriage Kids and Money (https://www.marriagekidsandmoney.com) is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by linking to Amazon.com.

Credits 🎙️

Podcast Artwork: Kayli Groves Johnson

Editor: Johnny Sohl

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