Retirement Planning Education, with Andy Panko cover image

#002 - What's the 4% Rule?

Retirement Planning Education, with Andy Panko

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Is Four % Too High?

If you have social security and pension enough that covers most or all of your, you know, expenses, then i don't want to say, so what if your portfolio deplets? But maybe your intention is to deplete it. You want to spend it while you can, while your mind is good, your body's good. In my opinion, life doesn't happen lineally. Spending, poor fellow, with drawals don't happen linerally. The reason why the four % rule now is so questioned, is there is a defensible data and reason to assume that four % might be too high going forward. Maybe it won't be. We don't know. Ah, if

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