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Earn Wage Access Versus Line of Credit Versus Paycheck Link?
The CFPB published a letter in, I believe 2021, giving some level of guidance on earned wage access and what the requirements are to qualify as a true earned wage provider. But they haven't formalized that guidance. And so I think it's still a pretty nascent space. Because of how new the space is, I think the whole industry is kind of learning as we go there.