What's the Point of Out of Band Verification?

In a small community or like in a small group chat effectively what you're doing is you verify each other's identities going through this kind of little dance. But as the size of the community grows, that's less and less practical. You're less and less likely to be doing out of bad verification with all the members in a thousand person chat. Of course, like the flip side of that is it's a bit like a bit murkier as to like your level of expectation of confidentiality of that chat.

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