The Full Ratchet (TFR): Venture Capital and Startup Investing Demystified cover image

320. Consumer Fintech, the Future of Banking, and Navigating Web 3.0 Regulation (Ryan Falvey)

The Full Ratchet (TFR): Venture Capital and Startup Investing Demystified

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Do You Think Consumers Will Shift Away From Geocentric Community Organizations?

I think a lot of the ings out there that most consumers have are pretty stale. And if somebone shows up and insolves a problem in a better way than exists already, you're probably ging to be good for a while. The checking account was designed for a world where one person's maybe the head of household for a family, getting paid predictably every two weeks. In a community it was not designed for somebos barely making ends meet with multiple sources of income or paying for all sorts of bills. I don't think they're looking for another solution for a while... Couldn't agree.

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