Is There Anything I Can Do About It?

The law is weird about this, ok? If you were the person who actually owed the money, you have the right, under the fardut collection practices act, to write a simple letter i call a drop dead letter. This was never anticipated under the statute, that collectors would contact the wrong person with same or similar name. So the important thing i want you to do is make sure that their mess up, and who actually owes the money is not fouling up your credit. Then there's a whole different conversation you and i have to have about how you clean that up.