#235: Chris shares his personal 10-step money allocation framework to help prioritize savings, investments, and financial flexibility. He also dives into advanced strategies for tax optimization, liquidity, and real-world application through listener questions.
Link to Full Show Notes: https://chrishutchins.com/10-step-money-allocation-framework
Partner Deals
Vuori: 20% off the most comfortable performance apparel I've ever worn
Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
Copilot Money: Free 2 months access to my favorite personal finance app with code HACKS2
LMNT: Free 8-count sample pack of my favorite electrolyte drink mix
MasterClass: Learn from the world's best with 15% off
For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals
Resources Mentioned
Brian Feroldi’s Emergency Fund Size Formula
Wealthfront: Get $5k managed free here and get a 0.5% APY boost here
Daffy: Get free $25 for charity here
Direct Indexing: Frec
ATH Podcast
Full Show Notes
(00:00) Introduction
(02:03) Quick Episode Overview
(03:37) Step 1: Operating Cash
(05:14) Step 2: Employer Match
(06:21) Step 3: Urgent Debt Payoff
(07:56) Step 4: Safety Net
(11:49) Step 5: Short-Term Goals Fund
(13:30) Step 6: Debt Review
(15:44) Step 7: Tax-Advantaged Investing
(21:38) Step 8: Brokerage Investing
(30:16) Step 9: Education Investing
(31:23) Step 10: Optional Debt
(32:48) Why You Should Prioritize Liquidity
(37:51) Types of Alternative Cash Savings
(40:48) The Margin Call
(43:28) Listener Q1: Strategy for Using Money from House Sale
(47:07) Listener Q2: How to Leverage Tax-Loss Harvesting
(50:35) Listener Q3: Effective Ways to Manage Your Investment Portfolio
(55:00) Listener Q4: Thoughts on Financial Advisors
Connect with Chris
Newsletter | Membership | X | Instagram | LinkedIn
Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
Learn more about your ad choices. Visit megaphone.fm/adchoices