The Importance of Retirement Planning

Retirement planning is important enough. Just like your job, you worry about where your money's going to come from next year during your working years. To spend just a little bit of time revisiting this every year and making sure that these guardrails are going to work for you still is a great use of time. The other thing that I like is that you can also modify this strategy. If somebody's goal is to give away X amount of their portfolio, make sure they have what whatever amount left in the account.