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Can you build centralized islands in a decentralized ocean?

Equity

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Innovation in FinTech: Redefining Credit Access

This chapter explores the transition from Web 2.0 to Web 3.0, focusing on the impact of fintech innovations on traditional credit systems. It highlights the emergence of companies like Bankaya that are transforming credit accessibility for underserved populations through innovative customer acquisition strategies and revenue-based financing models. The discussion emphasizes the importance of fostering financial inclusion and the evolving nature of the fintech landscape with increased investor interest in groundbreaking startups.

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