Navigating FinTech's Future

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Guest: Ian Moloney, Head of Policy & Regulatory Affairs, American Fintech Council
Host: Jim McCarthy, Chairman of McCarthy Hatch and Founding Member of the CFPB
Podcast: Financial Forward

🔑 Key Topics:

• What the American Fintech Council Stands For
  Ian describes the AFC's role as a bridge between regulators and innovators, ensuring fintechs can grow while protecting consumers.
• Responsible Innovation in a Regulatory Vacuum
  With fragmented oversight across agencies, Ian explains how the AFC is driving the conversation around consistent, fair, and modern fintech regulation.
• Consumer Protection in the Digital Age
  Transparency, fairness, and inclusion are central to fintech’s success—and Ian shares how AFC helps make that happen.
• Policy Trends to Watch in 2025
  From open banking to earned wage access, Ian outlines the issues on regulators' desks that every fintech should prepare for.
• Why Fintechs Must Get Engaged in Policy Conversations
  A call to action for industry leaders to lean into policy—not avoid it.

📌 Memorable Quotes:

“Fintech isn’t just about speed and efficiency. It’s about delivering value in a way that’s fair, transparent, and accessible.” – Ian Moloney“AFC isn’t just representing the industry. We’re helping shape a regulatory future that works for everyone—especially consumers.”

More from Jim:
LinkedIn: https://www.linkedin.com/in/mccarthyhatch/
https://www.mccarthy-hatch.com/