How to Use a Roth IRA as an Emergency Fund

Roth: With Roth, you can take money out and put it back in. No, you cannot. You can invest your money in a high yield savings account or a money market fund that pays you a 4%. That could be like your emergency fund. It's the right answer. But for an emergency fund within a Roth IRA, if you are going to use it that way, you really are better off in a highield savings account and or money market fund just for the simplicity of it.