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Insurance part 1 - disability and life insurance with Joe & Kristen Fazio

beyond MD with Dr. Yatin Chadha

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The Importance of Flexibility in Life Insurance

There's often some hesitation for professionals to pursue these insurance policies because there's a widespread belief that they are not flexible. The universal life policy offers some of that flexibility and choosing your investments whereas the power policies do not correct. It takes 10 to 15 years to start generating positive returns with part participating policies. For estate creator, it will probably take about 10 years before you start seeing positive cash flow.

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