At what point will we be able to have these crypto on-rails and blockchain technologies that not everyone knows they're using it, but it's implemented in our everyday ecosystem beyond just the crypto community? I think it also depends where. In the United States, if you have dollar-based banking, you have Apple Pay, there are not really significant problems on a day-to-day basis. But when we talk to entrepreneurs and consumers in Nigeria and Tanzania and Argentina, there's a lot of demand to just access dollars.

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