Understanding Stamp Duty Surcharges and Refunds

Happy Tuesday! Rob & Rob are back to help two more listeners with their property questions…   

• (0:40) Mujtaba’s remortgage is coming up, and he plans to use some savings to renovate his property to boost its value. He asks Rob & Rob how he can make sure the improvements are recognised by lenders when it comes to refinancing for both his home and any future investment properties. 

• (5:10) Rachel’s in the process of buying her first residential home to live in, but she’s still named on the mortgage for her buy-to-let property. With her name unlikely to be removed before completion, wonders whether she’ll still be eligible for a refund on the additional stamp duty charge. 

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