The Slowdown in Regional Banks

I think it's interesting, downgrading after the earnings. When you did have, why not do it before or have them respond to it? You're going to continue to see a lot of uncertainty from the C-suite of these regional banks in terms of how much lending growth they can actually do. We sold out of our small cap value factor-based ETF at the end of 2021 because as you're going into this big fed tightening that we saw in 2022, then all of a sudden you know that regional banks aren't going to do well. I also think that you saw today, this didn't get as much news, but in Italy they've proposed a windfall tax on