Navigating Property Investment Decisions: Savings vs. Equity

We’re back for another round of listener questions, and this week we’ve got some tricky decisions... 

• (0:47) Aaron’s based in London with £25k in savings and some equity in his home. He’s keen to start investing, eyeing the Midlands or North, but torn on whether to tap into his equity or stick with his savings. And when choosing where to buy, what’s more important: making sure you’ve absolutely nailed the right town, or picking the best street in whichever location you go for? 

• (5:46) Long-time listener Josh has just offered on his second buy-to-let, but he’s worried. The building might fall under the Building Safety Act, he hasn’t seen an EWS1 form yet, and there’s something on the balcony that screams cladding or fire risk assessment. Should he run a mile or factor the risk into the price? 

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