Private money is a great way to buy real estate besides using your own capital. There are no prepayments, no points needed and you agree mutually with the other person on terms. It can be frencs, family, every everybody were you should get to know people who have money. You advetize over 25 % interest covered at four per cent for more than five years. Whalich: "I've never had a pret payment pene penalty"

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