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JFS may try to get its hands on a banking license, but the RBI isn't very keen on big corporate houses running banks. An NBFC license won't allow it to raise cheap deposits from customers so its cost of funding will be higher than the banking channel. Then there's the inevitable foray into insurance-broken and asset management. You can bet that JFS will have stiff competition in each of these segments too.
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highlights
Listen to the best highlights from the podcasts you love and dive into the full episode