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The hidden costs of holiday consumerism

It's Been a Minute

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What Are by Now Pay Later Services and How Do They Work?

These services that are known as by now pay later services have exploded during the pandemic. They're essentially a different form of det you know, instead of paying 20 dollars for your fachanova jeans, you pay four installments of five dollars each. It sounds great, but like every other form of debt, it adds up. And there isn't interest per se.

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