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Even Better: Don't call it a budget
The Gray Area with Sean Illing
Should You Use Credit Cards to Meet Your Needs?
Should people who are struggling to meet their needs try and get a credit card, or is that a bad strategy? So using credit cards is really valuable, because you're using other people's money. But if you are not the kind of person who feels like they can trust themselves with credit cards, then don't do them yet. And what would be a bench mark to say, like, ok, i think i'm ready to get a credit Card? Is it eight weeks of doing finance time? What would you say? You know, i don't have really a bench mark. I would say, you haven't overdrafted and,. i don't know, six months, ok?
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