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Mortgages: Stick or Twist?

The Martin Lewis Podcast

CHAPTER

Borrowing First Direct

You can't plug an existing customer offer from a bank. What you can do, in all cases, is borrowing first direct. You go for one of those that pay you to switch to it and get rewards or the cashback if you need that. Chase current account does not do a hard credit check so doesn't mark your credit file. It will give you one percent cashback on all your normal daily debit card spending. The first question on mortgages was from Ian in Sussex. He asked: "I'm interested in your take on where with all these offers being withdrawn?"

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