DIRTY Truth Behind Indian Banking & Financial Services - Mobikwik's Upasana Taku | FO125 Raj Shamani
Raj Shamani's Figuring Out
Finding the Right Investor and the Art of Negotiation
The speakers discuss the importance of finding the right investor who understands your business and negotiation skills in entrepreneurship.
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In today’s episode, Raj is in talks with Upasana Taku, Chairperson, Co-founder, and COO of MobiKwik. They talk about the remarkable journey of fintech in India and Upasana's incredible rise in the industry.
Upasana passionately explains that MobiKwik's existence is rooted in the need to democratize financial services in India. She emphasizes the challenges faced by millions of Indians, particularly those earning modest incomes, in accessing basic financial services. MobiKwik's mission is to bridge this gap and make financial services accessible to all. The podcast also delves into Upasana's personal journey, from her humble beginnings to her education at Stanford. Her experience at Stanford, a renowned hub of entrepreneurship, played a pivotal role in shaping her entrepreneurial spirit. She shares insights into her professional journey, including her time at HSBC and PayPal, providing a unique glimpse into launching PayPal in various countries and India's productive work environment.
The discussion then turns to the differences between rural and urban India and how India must aim to address the financial challenges faced by people in both areas. Upasana highlights the importance of catering to both essential and aspirational financial needs, creating an inclusive financial ecosystem.Join Raj Shamani and Upasana Taku in this illuminating podcast episode that uncovers the past, present, and future of fintech in India, offering a unique perspective on the immense opportunities and challenges within the industry existing different for men & women. Make sure you watch the podcast till the end!
Follow Upasana Taku On
Linkedin: https://in.linkedin.com/in/upasana
Instagram: https://www.instagram.com/upasanataku/
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Timestamps:
00:00 - Introduction
03:08 - How did she get into Stanford University?
07:00 - How did she bag a scholarship?
10:55 - Education at Stanford
11:40 - Salary of a Stanford Graduate
12:32 - Her jobs at HSBC & PayPal
15:50 - Why PayPal won?
17:37 - India's degrading work culture
20:09 - Her Experience in Israel
22:41 - How did she start working in India?
24:30 - Why does MobiKwik exist?
26:53 - Difference between Urban & Rural India
30:44 - Why are banks not giving loans?
33:52 - How does MobiKwik grant loans?
36:26 - Biggest finance problems in india
42:07 - How to trust financial platforms?
45:45 - US Vs India in financial sector
48:15 - How will India become the 3rd largest power?
53:21 - Why shouldn’t we follow the West blindly?
55:50 - Is India under utilising women workforce?
1:04:09 - Denied funding for being a woman?
1:06:40 - Art of negotiation
1:10:28 - Rejected for a feature by a famous magazine?
1:15:08 - Conclusion
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About Raj Shamani
Raj Shamani is an Entrepreneur at heart that explains his expertise in Business Content Creation & Public Speaking. He has delivered 200+ speeches in 26+ countries. Besides that, Raj is also an Angel Investor interested in crazy minds who are creating a sensation in the Fintech, FMCG, & passion economy space.
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