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Innovative Payment Solutions and Regulatory Considerations
Exploring the concept of programmable funding sources for cards, combining credit and debit capabilities, and integrating tax-advantaged accounts. Debating the classification of 'buy now, pay later' services as credit cards by the CFPB and discussing implications on consumer protection and regulations. Touching on challenges like underwriting, data sharing, and the legal actions and controversies faced by companies like Solo Funds in the FinTech space.