Jake Bittle on the Complexities of Climate Migration
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The State's Role in the Insurance Market
In Florida and Louisiana, which have both seemed sort of downward spirals in their homeowners insurance markets, the state has bailed out insurers that are collapsing. In California, there's a lot of interest in regulating the way that insurers can choose to set prices. And I think that you're going to have to see probably more that kind of policy in order to prevent like a serious collapse in one of these markets, which we haven't quite seen yet.
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