As things get more complicated, you always do want to return to the idea of purpose. Once you've got clear on your purpose, usually it's not that hard to figure out what you should do with a particular pot of money. Ecausei you have more than one purpose for money. You got a set priorities and put them in the right order. And sometimes that's the conversation that needs to happen. But now i feel like i'm beginning to drone on. Since beforeyour son wero space and before you s was born, just a couple of book recommendations. For your high school graduate, i would recommend a book called so good they can't ignore you by cal newport