Is This a High Risky Investment?

With personal tokens, the issuer is in complete control over exactly how risky the investment actually is. It's largely up to them whether there are risks or not. You're paying a little bit at a time, on an ongoing basis, for a very clear product. And technically, there's no consequences if you just take the money and run. I mean, i guess you could put penalties in it, buti like, o the current ones have any.