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Ask HTM - Side Hustle Seed Money, A Luxury Sports Car Splurge, & Early Access To Retirement Funds #715

How to Money

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Early Access to Retirement Funds and Paying off Mortgage

This chapter discusses the accessibility of funds in a Roth IRA and Roth 401k for early retirement, including the ability to withdraw Roth IRA contributions tax and penalty free. It also mentions Capitalize, a company that offers free assistance with rollovers or conversions. The chapter then explores the decision of paying off a mortgage early vs. adding to investments with extra money.

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