A new investor should pick individual stocks or diversify through a low cost ETF. The S&P 500 index fund is the easiest way to get invested in the stock market without feeling like you're taking on too much risk because it's that index fund. And then, like we say, you got to learn how to walk before you can run. But some people don't want to and that's very understandable. So index funds are great way to go.

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