In this episode of UNGUARDED, we sit down with Mike Fingado — NFL agent, sports tech professional, and former college athlete — to unpack the changing landscape of athlete representation.

From his journey through big tech and entrepreneurship to earning his NFLPA certification, Mike brings a unique vantage point on the evolving role of agents in modern sports. We dive into the rise of NIL, the urgent need to vet agents, and why trust and mentorship are the foundation of lasting athlete careers.

Mike pulls no punches on the state of athlete platforms, how data ownership and monetization are shaping the future, and the importance of understanding your likeness and intellectual property rights. He also introduces Athlete Plus, his sports tech company designed to financially empower athletes, and offers direct, actionable advice for young players looking to protect their future.

We also touch on mental health, navigating trust issues in a high-stakes industry, and how the next generation can build careers with clarity, transparency, and leverage — not just talent.

Whether you’re signing your first NIL deal, negotiating your next pro contract, or thinking about your post-career legacy, Mike’s perspective is a masterclass in protecting the dream while playing the long game.

Bloomberg Surveillance TV: January 13th, 2026

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