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25: Should You Finance or Lease a Vehicle?
Money Feels
How to Calculate Your Net Worth
"I think you're really reaching if you want to include your car in your net worth, because it's not a very liquid asset," he says. "If you sell it, then you have no car and you need to do something else for transportation." He doesn't count his loan or lease as an asset but counts the one he owns out right. The value of Nick's vehicle is fully paid off so when we calculate our net worth, we check current value that year.
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