This year this week felt like it took like 10 years off my life for hours. I can't even remember a time before Divi, like it feels like Divi has been my whole life in some ways and the learnings have been incredible. Do Divi buyers lock in an interest rate when they start renting? They lock in a buyback price. So they build up equity in the home and the equity that they're building up does appreciate so it appreciates with the home It's not interest but it's equity appreciation.

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