The Right Way to Prepare for Retirement

Kellen: I love that you called out like to some people even if they think collapse is going to happen it's not as worth it to them to prepare as it is for somebody else. And so the last thing that I'll mention here before we just hop in is that I personally am nowhere near where we're about to talk about when it comes to preparedness. It's really been relatively recently that I've even looked into what it would mean to be well prepared and I don't really have the time and money to put into it yet. So please don't think that I'm over here being this perfect example of preparedness or that the things I'm about to describe are