How to Get Out of Debt and Have Gold to Jingle

Schruzbury and myself intended to try his plan for getting out of debt. We were frightfully humiliated by a lot of old debts, worried sick for fear some of the tradespeople might start a scandal that would force me out of college. The only way I saw to pay in full was to set aside twenty percent of my income each month to be divided pro-rata which would pay them in full in a little over two years. That in the meantime we would go on a cash basis and give them further benefit of our cash purchases.