The following was produced by Tearsheet Studios. We worked with payments provider Fiserv to create a podcast series about open finance and the work of empowering fintechs, brands, and FIs to collaborate and innovate together. In our second conversation in the series, we’re speaking with Frank Sanchez, vice chairman of Fiserv, and co-founder of Finxact. We talk about the promise and challenges with next generation cores, how fintechs are leveraging them in pushing open finance forward, what sets them apart from legacy banking cores, and what innovations we can anticipate in the near future.