The Duty of Care of Borrowers

I think we owe a duty of care to people who are lending money, sorry, who are borrowing money. We actually do have buffers from Afro, but they just keep lowering them whenever things look shaky. And then absolutely support for people that tried their best and most businesses fail - diabolically this is one of the real magic ingredients of the US. Despite all its problems, these kinds of activities foster wealth creation because you can't protect people from bad decisions when they happen.