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Pre-Tax versus Roth Investing

Money Meets Medicine

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Pre-Tax vs Roth Investing Based on Tax Rates

The chapter explores the decision between pre-tax and Roth investing by considering current and future tax rates, highlighting the benefits of Roth for lower tax brackets and traditional contributions for higher earners. It also touches on tax optimization strategies such as moving to states with lower income tax and how pre-tax contributions can impact AGI and student loan repayment plans.

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