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Are Insurers Tidying to State Wide Business?
Insurers are not tied to state wide business you can pick and choose your counties as you see fit. There are certain states though like North Carolina where in the event that there is a weather event and you don't insurance specific locations you may have to pay into a larger pool of money. State appointed or approved AOB contractors whether that's I need to submit fingerprints and just pay a licensing fee in order to reduce the unscrupulous folks might be a great place to start.