Banking Risks and Commercial Real Estate

NYU economics professor Larry White joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss a range of current issues facing the financial services industry. Professor White provides data on the significant holdings of commercial real estate loans in the portfolios of community and mid-size banks and discusses the near- and mid-term challenges these are likely to present. He then turns to a consideration of monetary policy and the Fed’s delicate balancing act in timing a pivot from a restrictive to less restrictive stance as it tries to wrestle the inflation rate down to two percent. Finally, the conversation examines the increasing role that AI and large language models will play in the operations of financial services firms and the potential for fraudsters and others who weaponize AI for malicious purposes to erode trust in the financial system.

Links:

• Acting Comptroller Hsu Discusses AI and Financial Stability (OCC)
• Orrick Financial & Fintech Advisory
• RegFiPodcast.com