Policy@McCombs cover image

Charles Calomiris on FinTech

Policy@McCombs

CHAPTER

Is There a Race to the Bottom?

The o c c is the entity that ah has the ability to create a national charter. None of the states can do that. It also has a great reputation for dable examination, which none of the state licensing bureaus has. So youno, the o c c can do this. And that's the way t will do it, if it's allowed to. What's my prediction? This is going to be put on hold, at least for the foreseeable future. The coalition is very powerful and they're against it.

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