What Is the Back Door Roth? After Tax Employee Contribution?

In the fore one k world, when you call your administrator, is just after tax employee contribution. In a safe harbor four again, mark and i are in this boat too. It sucks. We can't do this. And it might apply to some of you. That's why i want to go over safe harbor, four or one k. H have all these rules about the owners of the business and highly compensated employees in the business. So when you start doing an after employee contribution and maxing out up to 58 thousand in a safe Harbor four o one k,. You start blowing up these testing rules and andyou start favoring highly compensated employees.