Adjusted Net Income and the Impact on the Tax Free Childcare Scheme

An individual within a family needs under 100,000 pounds in order to be eligible for tax free childcare and 33 hours. Tom's question: 'I've heard rumours from a number of colleagues that you're able to deduct your pension contributions from this amount' And I've also heard from other colleagues that actually you can adjust your tax free allowance from this total as well. So what exactly is adjusted net income? We'll go through it now so people understand the issue better.