The Power of Budgeting

In this chapter, they discuss the frustrations of dealing with escrow and the unexpected increases in insurance payments. They also talk about the importance of saving for future expenses and how budgeting allows them to find the extra money they need. They highlight the power of long-term commitment to budgeting and the options it provides when faced with financial changes. They emphasize the clarity and control that comes with budgeting and reflect on the sense of empowerment it brings. They also mention how the recent decrease in bank balances reinvigorated their engagement with their finances.