How to Get Credit in Rural India?

In rural india, many people are forced to take even small loans. When they borrow money, they borrow it at some absolutely ridiculous interest rates. And this is a story which one would have expected in all these years of eminind has had 75 years of independence,. and you'd have thought that's one of the first things that we would solve. It just goes back to from the time when india became independent, the nationalization of banks. If you can't borrow, therefore you will not have credit buro data. So as nathernikine once famously said, india is not only a poor country, we are a data poor country as well.