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How to Calculate Your Retirement Needs in Future Dollars - 431

Your Money, Your Wealth

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The Benefits of Tax Diversification for John Brown

If you're in the 24% tax bracket, go 100% Roth. If someone's spending a ton of money, then it's like, all right, well, here, yeah, I want IRA money,. But then I also want Roth money to keep me out of those higher tax brackets. There's no right percentage in my opinion. It depends on if he's on the 350 or 250 range, if he's 50 range plus his wife's income plus the standard deduction. That right there is what plays into your decision-making process.

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