857. News: What does Synapse’s collapse signify for the future of BaaS?
Fintech Insider Podcast by 11:FS
Navigating Financial Innovations in the Fintech Industry
This chapter explores the introduction of Chime's new product, MyPay, offering wage access before payday, and the implications for individuals living paycheck to paycheck. The discussion delves into the benefits and risks of earned wage access, addressing concerns about debt accumulation and the importance of user experience. It further examines the evolving regulatory landscape in the Fintech sector, focusing on ethical lending practices and the need for innovative financial solutions in the US market.
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